How to use the Bank in Pet Simulator X

We'll teach you all there is to know about the new bank feature that has been added to Roblox Pet Simulator X!
Featured Pet Simulator X Bank Guide Image

Roblox Pet Simulator X has released the new Bank update, and with it comes the ability to store pets and diamonds away for safekeeping. You will also be able to share your bank with other players, but be aware that you should only do this with people you trust. The bank will have a variety of functions, so let’s clear those up in this guide.

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The bank should now be working, check it out in the game!

Bank Guide

The Bank is a new feature that has been added to Pet Simulator X. You can store pets and diamonds inside of it, and share the bank with other players of the game. The diamonds you store at the bank will gain interest, which means you will get free diamonds periodically!


Where is the Bank?

The bank is currently located in the Spawn World next to all of the eggs and the Gold Pets machine. You can run over to it and access it once you are inside of the circle. There’s a bank location in Fantasy World as well, which is near the Pet Collection machine.

There will eventually be a bank location in the Tech World as well, but there’s currently some bugs with it that need to be fixed.

Pet Simulator X Bank Location Image

How to use the Bank

The bank can be used by purchasing an account, which will cost you 7.5 million Diamonds to purchase. Once you have your account, you will be able to store pets in the bank and invite other players to have access to your bank. Remember, that you should only invite people that you trust or they might swipe your pets!

You can store your Diamonds inside of the bank, and they will gain interest. This means you will earn a percentage of Diamonds over a certain amount of time based on how many Diamonds you have placed in the bank.

The bank can be upgraded for additional Diamonds, which will increase the perks of the bank. You will increase the interest you earn on Diamonds, and the amount of pets that you can store inside. If you max out the tiers, you will also be able to invite additional players to your bank.

Upgrading the Bank

When you purchase your account you will start at the first tier. You can purchase additional tiers with more Diamonds or you can use Robux. You need to deposit Diamonds into the bank to upgrade it if you want to use that currency!

  • Tier 1 – 40 Pets, 1 Player, 50m Diamond Cap, 0% Interest
  • Tier 2 – 95 Pets, 2 Players, 225m Diamond Cap, 0.1% Interest
  • Tier 3 – 200 Pets, 3 Players, 1b Diamond Cap, 0.175% Interest
  • Tier 4 – 500 Pets, 4 Players, 5b Diamond Cap, 0.25% Interest
  • Tier 5 – 950 Pets, 5 Players, 20b Diamond Cap, 0.4% Interest
  • Tier 6 – 1,400 Pets, 5 Players, 80b Diamond Cap, 0.55% Interest
  • Tier 7 – 2,500 Pets, 6 Players, 250b Diamond Cap, 0.7% Interest

When do you earn interest?

Interest is earned daily, so every 24 hours you should gain some interest based on the tier of your bank. You will need to press the Collect Interest button in the settings of your bank to get the Diamonds that you have earned! Pressing this button will also tell you how long you have before you can collect more interest.

Future Updates

The bank is a long-term feature that will eventually have leaderboards, and you will even be able to compete against other groups of players to see who has the most powerful pets. Look out for these features in future updates.

That’s everything you need to know about the Bank in Roblox Pet Simulator X! You can check out more information on the game in the Pet Simulator X portion of our website.

Shaun Savage

Shaun Savage

Shaun Savage is the founder and editor-in-chief of Try Hard Guides. He has been building websites for over 20 years and has been gaming for even longer. He is a 2013 graduate of the Academy of Art University with an A.A. in Web Design and New Media. In his off-time, he enjoys playing video games, watching bad movies, and spending time with his family.

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  1. Carissa

    if someone invites me to their bank, will they also have access to my bank? or am i the only one with the bank access to their account?

  2. Zebricorn

    It keeps saying I don’t have enough gems in the bank even though I have 7.5mil gems in it

    1. 😦

      me too

  3. SpySpectator83

    Why am I getting no interest on tier 2 bank?

    1. Shaun Savage (Admin)

      Interest has been removed from the game!

  4. Droned

    I have a tier 2 bank but i cant still collect interest

    1. Shaun Savage (Admin)

      Interest was removed from the bank. We don’t know if it will be added back at any point.

  5. Josh Derek

    what do you need to get to tier 2, i am at tier 1 and confused

    1. xgamerz005

      buy it in settings upgrade
      i think its 70m not sure

      1. firemask

        is 70m gem i sure

  6. ok

    when I put diamonds into the and bank say : u are doing to fast. my bank is tier 2 do u know

    1. firemask

      wait a bit and do it again or rejoin

  7. Gio

    What does the *cancel all out going invites* do?

    1. Shaun Savage (Admin)

      It cancels any invites to your bank that you sent.

  8. Mrugly

    How to transfer diamond to bank WHEN IT SAY YOUR DOING THIS TOO FAST

    1. Shaun Savage (Admin)

      Leave the game and join again?

  9. David

    Do u have to put stuff in your bank to get intrest or gems or pets

    1. Shaun Savage (Admin)

      You have to put Diamonds in your bank to gain interest.

  10. Petsimxfan

    HOW to make it not say u are doing this to fast?

    1. firemask

      they no you have t ask preston

  11. Sir TJ

    I’m trying to upgrade my bank to Tier 2 but every time I try it says I don’t have enough diamonds in the bank. Then whenever I try to deposit the 40m that it needs to upgrade, it will say that I’m going too fast. Does anyone know why?

  12. elxyira

    I get a can’t verify diamonds thing i can’t put my 30m diamonds in the bank help

    1. firemask

      what yuor tier

  13. Vlad

    Why I can’t upgrade my bank but I have 600m gems

    1. Shaun Savage (Admin)

      Which level of upgrade are you attempting to purchase?

    2. hihihi

      you need to put the gems in your bank then you can upgrad

  14. Gloe

    I have a problem it says “the bank dosnt have enough space to collect interest” how do I fix the problem

    1. Shaun Savage (Admin)

      Sounds like you need to pull some Diamonds out of it so you have room for the new ones coming in.

  15. QueeenLolli

    I’m wondering how you can tell if someone you invited to your bank took something out without asking? Will it notify me? I think something was taken out but I’m not 100% sure.

    1. Shaun Savage (Admin)

      I don’t believe it will notify you, but I could be wrong.

    2. firemask

      check histroy on bank and you see all

  16. XblazinguglynubX

    Why my pets are gone in my bank after i tried to withdraw it it said error 2x and i left and rejoined the 12 rb paws are gone and they arent on my inv how do i get my pets back

    1. firemask

      ask preston

  17. JD

    how do take an invitation if you want to cancel an invitation for the wrong person ?

    1. firemask

      click cancle all going out invite and clike yes

  18. 2294aiden

    does interest collect over time into a bigger pool of gems or do you have to collect it every 24 hours to get the set amount?

  19. Luna

    also thanks, this really helped me out a lot. 😀

    1. Shaun Savage (Admin)

      No problem!

  20. Luna

    hiiiiiiiiiiiiiiiiiiiiiiiiiiiiii i think this is really helpful!!

  21. Bleh

    I wanna take my pets out of my bank but it says not verify try again later
    And i keep trying but nothing happens

    1. Shaun Savage (Admin)

      Sounds like a bug, you might want to report it on the Pet Simulator X Discord:

  22. Berries_Wolf

    If I have 100b pets and I put 4b pets in the bank, will the number of pets change in the leaderboard?

    1. Carissa

      pets that are in your bank dont count towards your leaderboard score. that goes for pets, and diamond amounts

  23. nerdylou17

    how do you take peaple out of your bank

    1. Shaun Savage (Admin)

      Go to your bank, hit the Settings gear, scroll down, and hit the X near the name of the person you want to remove.

  24. dave

    i have put my galaxy fox into my bank accident how can i get back the pet

    1. Shaun Savage (Admin)

      You just open the bank and take it out?

  25. E888

    If I accept someone’s invite to their bank do they have access to my bank? Or is it only if I invite them too?

    1. Shaun Savage (Admin)

      No, they shouldn’t have access to your bank.


    i need help on how to iv people to my bank

    1. Shaun Savage (Admin)

      You just go to the bank area, hit the settings gear button, and then scroll down in that window to the invite menu.

  27. that_catguy

    what will happen if i cancel all outgoing invite?

  28. Lakas_77337

    How much does a tier 2 cost in bank??

    1. that_catguy

      40m gems

  29. Shawn

    I put some decent pets in my bank account but when i tried to receive my interest i got 0 how do i get it and its a tier 22 bank btw

    1. Shaun Savage (Admin)

      Tier 22? It only goes to Tier 7!!!

    2. eid

      bruh your wrong you need to store diamonds

  30. Flicker

    I put my pets and diamonds in my bank but now they are gone. They were there, I went to bed, logged back in and they are all gone. What do I do???

    1. Shaun Savage (Admin)

      Contact support on their Discord:

    2. eid

      were you sharing with someone if so they took it

  31. gamer

    I create my bank account, but I didn’t get banking achievement completed. How can I fix it or recreate the bank account?

    1. Shaun Savage (Admin)

      Not sure, might want to ask in the Discord.

  32. mmm

    i bought the 40m teir and gain no intrest but can invite friends

    1. Shaun Savage (Admin)

      You will gain interest each day, and it is only on Diamonds that are in the bank.

      1. Alex

        Hello but my friend is telling me you can join multiple banks but can they take your stuff inside the bank when you join someone else’s bank?

        1. Alex

          And will you basically get free gems from collect interest or gems from your bank?

          1. Shaun Savage (Admin)

            Only diamonds in your bank.

        2. Shaun Savage (Admin)

          Yes, you can join multiple banks but you have to be invited to them by your friends. If someone is apart of your bank they can take stuff out of it, so you only invite people you trust.

    2. Epic_yurijp

      I put all my mythical rb galxy it 3 there then i chect it out erlier then its gone
      what am i gonna do please get that back to me

      1. firemask

        idk not happping to me so sorry

  33. pet sim x pro

    when putting someone in your bank do you need to put their display name or real roblox name

    1. firemask

      any it still work on any

  34. Echo

    Me finally getting bank : yay
    Me realizing I can’t share it on tier 0 : nuu

  35. Akemi

    Hello! I would like to ask a question… Why can’t I invite my friends on my bank account? I mean- I searched up on yt about the pet sim x update and I literally saw some unfamiliar buttons like the search bar. I tried scolling down my screen to see the search bar and invite some close friends of mine but I really cannot scroll down, I think I cannot see the invite friends and collect the interest because i’m using a tablet I don’t actually know if I can invite friends on my bank account using a phone but I will try. You see, my laptop is broken so i’m really having hard time how to invite my alt account and some close friends… I hope you will answer, thank you very much!

    1. Shaun Savage (Admin)

      Sounds like it’s an issue with your device. Hopefully it gets fixed soon.